• Professional Disclaimer

    We are insurance agents. We are qualified to offer insurance products. We have years of industry training and experi-ence working in the retiree market. In addition, we are required by the companies we represent to complete product specific training. The states also require us to complete continuing education periodically.

    We are not tax advisors or attorneys. Information on this website is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Frank Hall, Paul Pollan or other Future benefit representatives do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

    We are not stock brokers or financial advisors as we are not licensed in this area. Therefore, we do not offer investment or securities advice or recommendations about selling, liquidating, surrendering, replacing, withdrawing or reallocating securities, including tax consequences and any possible related fees or charges associated with such securities transactions. We recommend that you consult your investment advisor and/or accountant for that. . Please note that Frank Hall, Rada Hall, Paul Pollan and other Future Benefits agents do not hold the appropriate registration. You understand that any investments or securities that you liquidate or change in any way to do business with Future Benefits agents or the com-panies they represent is your decision.

    We are not associated with Social Security, Medicare or any government agency in any manner. Please note that neither Frank Hall, Paul Pollan or any other Future Benefits Agents do not give legal or Social Security advice. You are encouraged to consult your attorney or the Social Security Administration via their local office or online at ssa.gov.

    Information provided on this site by third parties, including video links, are not guaranteed accurate by Future Benefits Insurance & Retirement Planning or it's agents.