• Obviously,l buy only as much protection as you comfortably can afford.

    One of the best ideas we’ve heard is to multiply your monthly mortgage payment by 24 (2 years worth). Imagine the peace of mind of knowing you’ll be mortgage-payment free while you recover and undergo treatment.

    Finally, costs for coverage can vary from one insurer to another. Therefore it pays to work with a knowledgeable professional who has access to coverage from multiple insurers. he or she can make sure you get the best coverage for the lowest cost.