Dick has worked as a hospital administrator for 30-plus years. He was planning to retire in a few months. COVID-19 just delayed his plans for many [...]
Dick has worked as a hospital administrator for 30-plus years. He was planning to retire in a few months. COVID-19 just delayed his plans for many [...]
With all that is going on in the market with the Coronavirus, we have received many requests to give our opinion on how long it will take for a [...]
Everything these days seems to be about coronavirus, coronavirus, coronavirus. Especially when you have a family, these can be scary times. So, first[...]
As we progress through life, we find there are certain things we can control and others we cannot. However, even with the things we can’t control, [...]
Taking these steps before you begin claiming can ensure you're receiving as much money as possible. The majority of retirees will depend on their [...]
Going through her mail, Kendra slices open an envelope from her preferred airline. Inside she finds a hefty gray card with her name etched on it. The [...]
New federal legislation made sweeping changes in retirement plans. Here's what you need to know. The new year has brought a number of changes in [...]
For many people, retirement is a key reward for decades of daily work—a time to relax, explore, and have fun unburdened by the daily grind. For [...]
Among the various kinds of annuities, which are contracts you sign with an insurance company to pay a premium for guaranteed income later, two of the[...]
From retirement plans to health care, things are changing A new year and a new decade begin next week. Whether you’re retired or still working, [...]
Every day, 10,000 or so baby boomers are turning 65. Some of you have probably already retired. Many are likely counting the days until they can [...]
WHEN YOU ARE READY TO retire, there are certain basic things you should do before you leave the comfort and security of your old job. You need to[...]
Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in [...]
The new Setting Every Community Up For Retirement Enhancement (SECURE) Act, just signed by President Trump, is the broadest piece of retirement [...]
Retirement isn’t what it used to be. Today, not only are people working, traveling and living dynamic lives well past the previous generation’s [...]
As 2019 comes to an end, it’s worth taking a moment to reflect back on what took place in the retirement landscape during the past 12 months and how[...]
The Internal Revenue Service announced on Wednesday, November 6, that several contribution limits in qualified retirement plans will increase next [...]
You definitely want to avoid these at all costs. Millions of seniors today regard Social Security as a critical source of income. But if you're not[...]
Everyone’s idea of the “perfect retirement” is different. Some of us plan to travel the world, while others hope to move to a new location, [...]
The holidays are just around the corner, meaning it’s almost time to prepare for parties, travel, gift-giving and more. But what’s good for the [...]
Ensure you have the financial security to be in control of your retirement. Before determining if an FIA is right for your portfolio, [...]
One of the biggest challenges in retirement is building a reliable stream of monthly income to support you for what could be a very long time. While [...]
Washington, D.C. – U.S. News & World Report, the global authority in rankings and consumer advice, today unveiled the 2020 Best Places [...]
As National Financial Planning Month, October serves as a good opportunity for an annual check-up on your financial health to ensure you’re on track[...]
How to find coverage that meets your needs and budget Life insurance can form a vital part of your family’s financial stability and well-being but,[...]
Are you on track for retirement? These customizable calculators will allow you to run different scenarios and discover how small adjustments could [...]
Its No Myth, Lack of Diversity Puts Retirement At Risk. What Other Myths Need To Be Busted? There is a retirement crisis in America. 1 in 4 baby [...]
Earlier this month, the United States celebrated Grandparent’s Day, which serves as a reminder to appreciate the hard work and dedication of [...]
As both Self-Improvement Month and Self-Care Awareness Month, September serves as a strong reminder to take time out of our busy calendars and turn [...]
Corporate America really started to take notice of pensions in the wake of the dot-com crash, in 2000. Interest rates and stock prices both plummeted,[...]
Since 1971, the United States has celebrated Women’s Equality Day on August 26. Although the occasion originally commemorated the passage of the [...]
Entering retirement can be a particularly jarring experience for seniors, and not only because they’re leaving behind the familiar world of [...]
Nearly three in four affluent respondents to an Allianz Life survey said they'd be willing to give up some gains for protection. Second-quarter [...]
August is an exciting time of year. As the start of a new semester approaches, families across the country begin to pull themselves out of vacation [...]
Tax-free health savings accounts, Roth IRAs, insurance and annuities can help cover retirees' future health-care costs Here's a counterintuitive [...]
America’s senior citizens have their backs to the wall financially a new study confirms. Professor John Pottow, a law professor at the University of[...]
Financial stress is the number one source of stress for employees, according to a Price Waterhouse Coopers 2019 survey. Financial matters outrank [...]
You need to know how they work, because many financial planners recommend them to their clients for retirement planning purposes. In fact, one study [...]
Retirement is a stage in life that should be looked forward to and celebrated. But to get there, you have to plan accordingly. Like learning a new [...]
Take it from a professor who has spent the last 10 years focusing on the distribution phase of retirement, here are some lessons to live by. As a [...]
Fixed vs. variable annuities In a fixed annuity, the insurance company guarantees the principal and a minimum rate of interest. In other words, as [...]
For nearly a decade, the month of June has served as Annuity Awareness Month, a time to help financial professionals and pre-retirees appreciate the [...]
Bill Benson and his wife had planned to fortify their retirement savings once their children left home, so they’d have enough to travel and relax.[...]
This year has been an exciting time for retirement policy: Just over the horizon sit several potential updates to the laws governing how Americans [...]
DES MOINES, Iowa--(BUSINESS WIRE)--The simulations have been run and the numbers have been crunched: annuities help improve retirement outcomes [...]
LONDON — In this city known for grumps and complainers, the happiest people are those with a pension and those too young to understand how a pension[...]
While annuities have long been a viable retirement option, those new to retirement planning may discover a bit of misinformation about them. If [...]
Droves of retiring baby boomers are driving change in late-life transportation and travel. Health care and technology innovations are helping retirees[...]
10,000 simulations highlight impact of guaranteed income for retirees “If the hard numbers and math don’t convince you, then take it right from[...]
April is Financial Literacy Month and a reminder to examine your personal finance habits. A key element of financial literacy is how well-prepared you[...]
You need to know how they work, because many financial planners recommend them to their clients for retirement planning purposes. In fact, one study [...]
Tax Day is just around the corner, and now is a good time to review your financial habits and goals, particularly as they relate to retirement [...]
Get tips on what to do if you're 10, 5 or 1 year out from retirement. What is your current retirement outlook? If you’re 10 years or less from [...]
While a women-led revolution plays out in the American workplace, the retirement landscape is still evolving. In the second half of the 20th Century,[...]
March celebrates National Consumer Protection Week (NCPW), a time to help people understand their consumer rights and make well-informed decisions [...]
Women’s History Month is a time to look back at the vital role women have played throughout history. In every industry, women are natural leaders [...]
Last year, our study on the state of America’s workforce showed that over one-third of workers from small businesses say that their employer is [...]
Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in [...]
“Your article on annuities [Does An Annuity Belong In Your Retirement Plan?] did not demonstrate that an annuity always improves a retirement [...]
A crystal ball into the stock market’s performance – wouldn’t that be useful! While predicting market performance to-a-t is not possible, you [...]
Tax season has officially started and if you’re an early bird looking ahead to April, you might have already started filing your 2018 taxes. [...]
In case you didn't know, there is such a thing as a lifetime income club. Of course, it goes by another name: annuities. To an economist, an [...]
Annuities are getting more and more popular among seniors, and for good reason. Annuities are not right for everyone but are a real blessing for [...]
If you work while collecting Social Security benefits, you can get hit with hefty benefit reductions. Here are the earnings limits for this year. Can[...]
Sarah O'Brien While some people might have been saving and planning for decades for retirement, others might not have given much thought to their[...]
Patrick J. Skerrett Former Executive Editor, Harvard Health For many people, retirement is a key reward for decades of daily work—a time to [...]
Every New Year we think about our resolutions, which typically includes some promise to better ourselves. Pledging to go the gym more, eat healthier, [...]
By Emily Brandon, Staff Writer Workers with an older retirement age get smaller Social Security payments throughout retirement. WHILE YOU CAN[...]
What’s on your loved one’s gift wish list? Are they asking for the latest technology? Fashionable apparel? A must-have toy? No matter the [...]
Discover our most frequently asked questions about fixed indexed annuities (FIAs). Get the answers you need to help calculate your path to retirement.[...]
Coming to you from the Indexed Annuity Leadership Council (IALC) is a new recipe to add to your Thanksgiving menu. We all have our Thanksgiving [...]
YOU CAN PLAN FOR IT, dream about it and try to visualize it, but there's no way to tell for sure what retirement will be like for you until after[...]
Americans are living longer into retirement, but the financial solutions needed to support them have not kept pace with their needs. With a number of [...]
Halloween might get less scary as we age, but there are a lot of frightening aspects of retirement in 2018. In fact, recent data on the state of [...]
With just a few months left in the year, National Financial Planning Month is a great time to take charge of your retirement saving strategy. Some of [...]
October marks National Financial Planning Month, a time when Americans can look at how they are saving, their retirement goals, and how they can [...]
Think about your retirement dreams and realities to set a savings goal for the future. By Rachel Hartman, Contributor IN THE PAST, saving $1[...]
Teachers are among the hardest working professionals and have the unique responsibility to prepare our younger generations for the future. And, as [...]
Once you turn 65 you are eligible to enroll in the Medicare health insurance system. It is fantastic program that charges a relatively small premium [...]
By Walter Updegrave People crave guaranteed income in retirement, but they cringe at the mention of the word “annuity.” That disconnect can [...]
This week was a full celebration of America’s workforce! Labor Day kicked off the festivities on Monday, September 3, recognizing the social and [...]
Summer is here, and the future is brighter than ever. If you are busy planning, saving and budgeting for a summer vacation, use these tips to make the[...]
As a retirement saver, we know the tax reform debate of 2017 reawakened the need for you to examine and evaluate your retirement savings plans and [...]
Indexed Annuity Leadership Council Every August 21 we honor our seniors and recognize their achievements to society. This tradition began in 1988 [...]
With pennies in your back pocket and dollars in the couch, money may seem like it’s virtually everywhere. But, do you know when this phenomenon [...]
Ensure you have the financial security to be in control of your retirement. Before determining if an FIA is right for your portfolio, make sure you [...]
The Algarve region provides all that a continental lifestyle has to offer, from medieval towns and fishing villages to open-air markets and local [...]
Retirement might not live up to your expectations. Most retirees are prepared for more free time and less stress, but some other aspects of [...]
The Fourth of July may be over, but your financial freedom never has to end, and with the right retirement vehicles in your financial portfolio, it [...]
Annuities can serve many useful purposes. If you are in a saving-money stage of life, a deferred annuity can... Help you meet your retirement [...]
You’re unlikely to reach retirement age without somebody asking you about annuities. They want to know whether you considered buying one, and if [...]
When you think about retirement, what are your goals? For most people, the answer is a nice balance between stability, favorite pastimes, and new [...]
Although most people know it’s never too early to start planning for retirement, many Americans aren’t truly prepared, and there are many [...]
When the yield on the 10-year U.S. Treasury note recently peaked a few basis points above 3% in May, for many market observers, a psychological [...]
Here are four challenges to jump on right now to make sure your retirement is a happy one. I know you’re ready. You’re so close to retirement, [...]
Many seniors are stuck with lives of never-ending work—a fate that could befall millions in the coming decades. CORONA, Calif.—Roberta Gordon [...]
This May we are celebrating Older Americans Month and the 2018 theme of Engage at Every Age teaches us that age is not a factor when it comes to [...]
After one year of retirement, here's what you need to do. Once you get through the first year of retirement, you probably think you can coast [...]
Recently, an esteemed group of experts in business and finance, economists and education, convened in Washington, D.C. along with [...]