FINANCIAL MISTAKE: Ignoring life insurance policies as a solution for long term care planning.
Living Benefit Riders on Life Insurance Policies
Living Benefit Riders (or endorsements) on life insurance policies allow for the insured to access part of the death benefit during their lifetime if certain events occur. These riders are often built into a policy with no extra cost*. Common Living Benefit Riders include:
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*Policy benefits and conditions vary per particular contract.