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It is difficult to predict how much or what type of long-term care you might need. Several things increase your risk of needing long-term care.
- Age — The risk generally increases as you get older.
- Gender — Women are at higher risk than men, primarily because they often live longer.
- Marital status — Single people are more likely than married people to need care from a paid provider.
- Lifestyle — Poor diet and exercise habits can increase your risk.
- Health and family history — These factors also affect risk.